Earnings
Income from work, side projects, and investments — several engines, not one.
Dial 04 · Wealth
I did finance properly before I did tech.
Money matters, but wealth is bigger — earnings, what they buy, the freedom they unlock, and the legacy that outlives the accounts.
The dials I watch
Spending
What the money buys. Mostly it should buy time.
Freedom
Agency over your money, your time, your attention. Freedom is what wealth is for — and addictions are its quiet tax.
Character & legacy
What remains when the accounts settle — something to be proud of and remembered by.
60-second check
Now rate yours.
Slide each dial. Under 20% is an emergency, 20–40 a pain point, 40–60 a growth area, 60–80 OK, 80+ excellent. Scores stay in your browser.
Earnings
Spending
Freedom
Character & legacy
Quadrant score
Talk it through — first call is freeThe email arrives pre-filled with your scores, so we skip straight to the real conversation.
What I actually do about it
The finance years
CFA charterholder. Six years at Sistema as Investment Director: the $355M IPO of Detsky Mir and a turnaround that grew equity value about fivefold. VTB Capital and ING before that.
The full record →Angel cheques
Investing since 2017: Alma, Electric Fish, CloudThread (YC ’22), BitRiver, and the GSB 2020 Fund.
The portfolio →